Declared interest rates of universal life products

Shinhan Life Vietnam respectfully announces the declared interest rates applicable to policies of the universal life product Shinhan - An Thịnh as follows:

Applicable period		Interest rate (%/year)
From date	To date
03/03/2025	Until further notice	5,50%

Interest rates applicable to endowment products

Shinhan Life Vietnam respectfully announces the interest rates applicable to policies of endowment products as follows:

Interest rates applicable to the advances from the Surrender value, advances from the Surrender value for premium payments^(*)

Applicable to Endowment products, including Shinhan - Thành Tài, Shinhan - Tương Lai, Shinhan – Sống An Vui

Applicable period		Interest rate (%/year)
From date	To date
01/04/2024	31/03/2025	9,50%
01/04/2025	31/03/2026	7,10%

*Advances from the Surrender value for premium payments only apply to the policies of Shinhan - Thành Tài and Shinhan - Tương Lai products, which were issued before 02/01/2024.

Interest rates applicable to accumulated cash at Shinhan Life Vietnam

Applicable to endowment products, including Shinhan - Thành Tài, Shinhan – Sống An Vui.

Applicable period		Interest rate (%/year)
From date	To date
01/04/2024	31/03/2025	8,55%
01/04/2025	31/03/2026	6,10%